Life with debts is a burden that becomes harder every day, if not effectively managed. Most of us live with debts and do not realize the seriousness of this until it’s too late. Credit cards are now a way of life, so it’s important to use them wisely. It is […]
Getting away from the debt crisis may seem to be a difficult affair, but actually, there are ways of getting out of this menace. Several people have managed to get away from the debt trap on a yearly basis. This article discusses the habits that people should possess in order to be free of […]
The famous Major League baseball player Yogi Berra once said that “A Nickle ain’t worth a dime anymore”. Modern times have seen ordinary people rise in stature and power, accumulating wealth along the way. Some seeking a decent money lender in Singapore can testify to the phrase […]
Being one of the most expensive places to live in, many people in Singapore don’t always spare enough money to save. For most people, it is very common looking at your bank and wondered where all your money went. You probably had a budget that you were sticking to but […]
These days, almost everyone has a credit card. But who wouldn’t like to own a card that lets them swipe rather than count cash, shop online and spend money without having to pay back right away? Unfortunately, these “sweet” benefits are some of the traps that many credit card holders […]
Without any doubt, you should have at one point heard that having an emergency fund is very important to you. Many financial experts will have different views on financial matters. However, they will concur that setting aside some money for emergency purposes is an essential element […]
When you set your financial goals, you should be precise with them. Make sure you express your goals in a positive way. Make a list of the goals that you want to achieve and make sure you prioritize them accordingly. It’s best if you start with smaller goals because these […]
If you find yourself struggling to manage your money then it’s very likely that you haven’t created a budget for your monthly or annual expenses (or you don’t follow your own budget). The first step to managing your finances is to determine your current spending habits so you can identify […]
Most adults who reside in Singapore are definitely aware that work is an essential responsibility that everyone has to undertake. Regardless of whether one is working for some startup or you are running your individual business or maybe you are working for a multinational, most individuals normally work for a very […]
Do you know that billions of people around the world could not manage their personal finance well because they are so plunged into financial debts? In fact, it is one of the major causes of personal bankruptcy filings! If you are one of those characters whose balances on their credit […]